Making a claim: home insurance

 

While it may be little consolation if you have suffered loss or damage to your property or its contents, at least the process of making a claim on your Churchill Home Insurance is quick and easy.

If something goes wrong, you should report the incident to us as soon as reasonably possible. There are no forms to complete – just call us on 0845 603 3590 at any time, night or day, and we’ll take you through the necessary steps.


Before calling, however, read through your Churchill Home Insurance policy and schedule carefully to make sure that the loss or damage is covered.


You will need to inform the police immediately if there has been any loss or damage caused by deception or theft of some kind.


If you are claiming for an item specified in your schedule, you will need to provide proof of its value. We recommend that you keep copies of any valuations, receipts, photographs and instruction booklets to help you do this.


To make sure you have this information to hand for all your valuable items, it is a good idea to conduct a home inventory now, before anything happens.


Make a list of all your possessions with as much information about each one as you can, such as where and when you bought it, how much it cost, any serial numbers, etc. It is also worth taking photos of each item if you have a digital camera.


Making an inventory of your home will not only speed up your claim and increase your chances of being fully reimbursed, but the information may help the police recover your items in the case of something being stolen.


If something is lost or stolen, we also ask that you take all safe and reasonable steps to get it back before you call us. That doesn’t include chasing burglars down the street, though.

So, do an inventory and making a claim on your Churchill Home Insurance will be simple and swift, leaving you one less thing to worry about. Look online for a quote today at www.churchill.com

Churchill Home Insurance cover is underwritten by Churchill Insurance Company Limited. Churchill Insurance Company Limited is authorised and regulated by the Financial Services Authority.