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Storm advice
Windstorms in the UK
Over the past few decades, the UK (one of the windiest countries in Europe) has experienced more than 40% of its major windstorms in the month of January. The October 1987 storm is one of the four most destructive storms since records began.
The Beaufort Wind Scale helps classify wind speeds on land. Twelve types of wind are listed. For example, a wind speed of 39-46mph is labelled a gale and 55-63mph is a storm. A hurricane occurs at wind speeds of 73-83mph.
It’s impossible to prevent high winds from causing any damage at all but doing some simple preparation and knowing how to react sensibly during a windstorm could help reduce the impact it has on you and your home.
Source: The TORnado and storm Research Organisation website (TORRO). January 2006.
Home Insurance information
Preparing for a storm
- Secure loose items such as garden furniture, sheds, barbecues and bikes, all of which can become hazardous during a storm
- Make sure you know how to turn off your electricity, water and gas – you may need to switch them off during a storm
- Check your roof as loose tiles can easily be blown off during high winds
- Check the guttering is in a good state of repair and firmly attached to the building. If it’s blocked it could lead to flooding and damp problems inside your home
- Inspect any trees on and around your property. Loose or long branches can damage your house, windows or greenhouses in high winds
- Make sure you have a torch handy in case of a power cut
During a storm
- In case of a power cut, try not to open your fridge/ freezer too much to keep in the cold. Food can remain frozen for up to 36-48 hours in a closed freezer
- If your property is damaged call our 24 hour emergency helpline on 0845 603 3590 as soon as possible
- Arrange for temporary repairs to stop the damage getting worse, and keep receipts for any such work as they will form part of your insurance claim
- Take photographs of the damage to your building and contents; they may help with the settlement of your claim
- Don’t throw away ruined possessions; they will need to be assessed
