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Home insurance optional extras
Accidental Damage cover is not included in our policy as standard. If you want protection against accidents - like drilling through a water pipe, spilling wine on the carpet, or toppling your TV over - you'd need to add Accidental Damage cover.
Items you take outside your home aren't covered by contents insurance. That's for things you keep indoors, like your TV, sofa, DVD player or home computer.
If you want to insure everyday things you take outside - like mobile phones, watches, jewellery or laptops - you'd need to add Personal Possessions cover.
What would you do if your central heating failed, you had no electrical power or your front door lock broke? Home Emergency cover can pay the cost of providing emergency assistance, including call-out, labour and parts up to a total of £500.
What would you do if your bicycle was stolen, or was damaged on a 10k bike ride? Bicycle insurance from Churchill will either pay the cost of replacing your bicycle or pay to have it repaired.