Life insurance

Life Insurance

With Churchill life insurance, you can help protect your family financially if you're no longer around. Life insurance covers you for a set period of years and pays out a cash lump sum if you die during this time.

Cover starts from only £6 a month, PLUS get £50 M&S vouchers when you take out a Life insurance policy with us before 31st October 2013.

Terms and conditions apply.

• Life Insurance is provided by Legal & General
• Life insurance pays put a cash sum if you die during the policy term
• Premiums start from £6 a month
• Choose from three different types of cover: Level Term Life Insurance, Mortgage Term Insurance and Mortgage Decreasing Term Insurance
• If you add Critical Illness cover at an extra cost you will be covered for 41 conditions.
• Terminal illness Cover is included at no extra cost, if you're diagnosed with a terminal illness and have a life expectancy of 12 months or less. This cover is not available during the last 12 months of your policy. Terms and conditions apply. Please read the Key Features Document PDF for more information.

It is your responsibility to make sure the policy meets your needs. If you require advice, please contact a financial advisor. You may be charged for any advice provided.

The following terms and conditions will apply to the M&S offer:

1. Take out our life cover before the 31st October 2013 and you will be eligible to receive £50 of M&S voucher.
2. We will aim to send the vouchers four months after your policy start date. Please allow time for delivery.
3. Customers paying monthly premiums will not be eligible for vouchers if a monthly payment is missed during this time.
4. Legal & General will cancel any plans or vouchers should they discover or have a reasonable suspicion that the terms of the offer are being abused.
5. One gift per policy sold, limited to two per household in a twelve month period.
6. If you cancel within 3 months of the policy start date, you will not qualify for the vouchers.
7. If life cover provided by Legal & General has been previously cancelled we reserve the right not to supply the £50 M&S vouchers.
8. No cash alternative will be offered.
9. The offer will not be available if the product is purchased with any other gifts or offers.
10. This offer is only valid for when applying direct online or by calling the phone number provided.
11. All terms and conditions also apply to partners, family and friends applying for this offer.
12. Vouchers will only be issued if you apply directly via Churchill.

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