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Van insurance eligibility checklist
Please ensure that the information provided by you and the statements on this page are correct. If you decide to buy a Churchill Van Insurance policy, these details will form the basis of the insurance contract between us. Incorrect information could invalidate all or part of the policy. Under European law you and we may choose which law will apply to this contract. English law will apply unless both parties agree otherwise. Our cancellation and complaints procedure is detailed in the policy, where you can also find the details of the 14 day cooling-off period.
- All drivers are at least 17 years of age, hold a valid EU driving licence and are permanently resident in the UK
- The total number of accidents or claims for all drivers does not exceed 2 in the last 3 years
- The total number of convictions, fixed penalties or disqualifications for all drivers does not exceed 2 in the last 5 years
- The vehicle is owned and registered by you at your address and has not been modified or altered in any way (including optional extras). For example - wheels, suspension, bodywork and engine
- You use the vehicle for social, domestic and pleasure use or for commuting to and from your normal place of work. If you or any drivers entitled to drive under this policy use the vehicle in connection with their business then you must contact us to include this cover. Use of your vehicle in connection with the Motor Trade is excluded under this policy
- Your business or the business of your employer is not in any way connected with any of the following: the entertainment and fashion industry, professional sports, foreign service or diplomatic personnel, scrap or salvage merchants, general dealers, mini-cab drivers or controllers
- The annual mileage of your vehicle does not exceed 25,000
- The value of your vehicle is no greater than £50,000
- Your No Claims Discount (NCD) must be provided by an insurer from an EU country. Proof must be written in English and the NCD level shown in years, not as a percentage. We accept Proof of NCD from other countries entirely at our own discretion
Churchill Motor Insurance cover is underwritten by Churchill Insurance Company Limited. Churchill Insurance Company Limited is authorised and regulated by the Financial Services Authority.