Van Insurance
We'll cover your excess if you're hit by an uninsured driver and it's not your fault.
Reasons to rely on Churchill for comprehensive van insurance
5 star awarded
- 24-hour accident recovery.
- Unlimited cover for permanently-fitted audio and navigation if included as part of your van's standard equipment, otherwise cover is £500.
- Repairs are guaranteed for five years when you use our approved repairer.
- New vehicle replacement if yours is less than one-year-old and you’re the first – and only – registered owner. We’ll replace it with one of the same make and model if it has been stolen and not found, or suffered damage covered by the policy, where the cost of repairing is more than 60% of the last UK list price.
- Medical expenses of up to £100 per person following an accident.
- We can cover you van whether you use it for work, leisure or both.
- Self Service Portal – access and manage your policy documents 24/7.
Log in - Third Party Fire and Theft cover is available.
- Uninsured driver promise – we'll cover your excess if you're hit by an uninsured driver and it's not your fault. You'll need to give us the other vehicle’s make, model and registration number. Your No Claim Discount won't be affected. Comprehensive cover only.
- Windscreen repair or replacement, with no excess on repairs if you use our approved repairer.
- £150 personal belongings cover.
Types of Van Insurance
Comprehensive
This covers you if your van is stolen, damaged by fire; or accidentally or deliberately damaged. You're also covered for claims made by other people for bodily injury, with no limit, or damage to their property, upto £2 million. Windscreen cover also included.
Third Party Fire and Theft
This covers you if other people claim against you for injury or damage to their car or property. It also covers your van for theft and attempted theft, and for the fire damage.
Take a look at our optional extras
Optional extras are arranged by Brightside Insurance Services Ltd and offered from a range of insurers and only available if you purchase a van insurance product.
Tools Cover
Covers you in the event of theft or damage to your tools.
Provided by Direct Group Limited
No Claim Discount Protection
Protect your No Claim Discount if you’ve earned four or more years.
Motor Legal Expenses Cover
Cover for upto £100,000 in legal costs if you have an accident in your van that isn't your fault, and it's more likely than not that your claim will succeed.
Provided by Arc Legal Assistance Limited
UK Recovery & Home Assist Breakdown Cover
Breakdown and recovery assistance at the roadside anywhere in the UK and at your home address, or where you normally keep your van.
Provided by Rac Motoring Services
Limited and RAC insurance Limited
Replacement Vehicle Cover
To keep you on the move, get a temporary like-for-like replacement van if yours is stolen or damaged by fire.
Provided by Direct Group Limited
Additional windscreen cover
This covers you for the cost of replacing broken windows or windscreen glass for third party, fire and theft policies.
Provided by Direct Group Limited
Key Care
Pays for replacement keys, locks and locksmith charges.
Provided by Direct Group Limited
Personal Accident Cover
Refunds the excess you paid during a claim.
Provided by Direct Group Limited
Important Information
Download van insurance policy documents
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Van insurance privacy policy
Updated April 2018
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Brightside Terms of Business
Updated November 2020
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Van insurance policy wording
Updated December 2020
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RAC Breakdown Cover
Updated October 2019
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Replacement Vehicle Policy
Updated April 2018
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Motor Legal Expenses
Updated April 2018
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Key Cover
Updated May 2018
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Tool Cover Policy
Updated April 2018
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Personal Accident
Updated April 2018
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Windscreen Cover
Updated April 2018
Things you need to know
- We provide a courtesy vehicle for the duration of the repair when using one of our approved repairers.
- You can have up to three named drivers on your van insurance policy.
To complete a quote you'll need to know the following:
- The van registration number.
- If for business use, the year the business that uses the van was established.
- The months and year you got your driving license for the type of vehicle you're insuring - this can be found in section 10 on the back of your photocard license.
- The current market value of the van including any racking, signage, or modifications - where possible we use an industry valuation service to show you how much we think the van is worth. Please review this and change as appropriate. If we're unable to find a evaluation, please tell us how much the van would be worth if you sold it toady or alternatively how much you're buying for it.
Our pick of helpful van insurance questions
Van insurance covers you against several different risks relating to your van in a similar way that car insurance covers cars. Vans aren't generally covered by car insurance policies, especially if you use your van for commercial or business reasons.
Use:
- Social, Domestic and Pleasure
- Goods in transit Cover
- Social, Domestic and Pleasure incl. Commuting
Cover:
- Comprehensive
- Third Party, Fire & Theft
- Securing your Vehicle
- Limiting your Van Usage
- Pay more Excess
- Build up your No Claims Bonus
- Avoid Modifications
- Pay for the Year Upfront
Churchill insurance is extended, for a period of 30 days, to provide the same cover shown in your policy schedule in any of the countries shown below any country which is a member of the European Union; and Jersey, Guernsey, the Isle of Man and any country listed in policy wording which the Commission of the European Community approves as meeting the requirements of Article 8 of EC Directive 2009/103/EC on Insurance of Civil Liabilities arising from using motor vehicles.
We do not offer quotations in a company name. The main driver must be the policyholder, the owner and registered keeper of the vehicle.
Got a question?
Other business insurances you may need
Public Liability Insurance
Our Public Liability Insurance covers tradespeople and other self-employed professionals against compensation claims from members of the public.
Landlord Insurance
If you're a commercial or residential landlord, make sure you have the specialist cover you need for your property.