Coronavirus (COVID-19) update

You can get instant help 24/7 from our virtual assistant or visit our Coronavirus help and support page for frequently asked questions about COVID-19. Customers who can’t pay now as a result of the Coronavirus pandemic, call us - we want to help you.

If you’re driving less, you may be able to temporarily lower your mileage and could be entitled to a refund.
Find out more on our lockdown car insurance refund page.

No Claim Discount Protection

What is your No Claim Discount Protection (NCDP) scheme on car insurance?

Churchill offers a No Claim Discount Protection (NCDP) scheme to policyholders with 4 or more year’s discount. Under the scheme a policyholder will not suffer any loss of NCD should they make no more than:

  • One claim made during the current Period of Cover, or by test
  • Two claims arising in the three proceeding years of insurance.

You will cease to be eligible for the Benefit if claims exceed the above number.

Named Driver NCD cannot be protected.