Home Insurance

Prudential have chosen us as their trusted partner for home insurance



Why rely on Churchill for home insurance?

  • Making a claim under both Buildings & Contents? You'll only pay one policy excess.
  • 12-month guarantee on all building works by our approved repairers.
  • 24-hour legal advice line, so you can talk to an expert about any legal questions.
  • 'New for old' cover, including clothing, when your belongings can't be repaired.
  • No additional exclusions if your home is unoccupied for up to 60 days.


Included as standard with Home Plus cover

Home Emergency cover

Be covered for emergencies such as a central heating breakdown or a broken front-door lock (up to £500 per call-out).


Family Legal Protection

Get up to £100,000 to help with legal costs in the event of any disputes.


Accidental Damage cover

Insure your home and belongings against knocks, spills and DIY disasters.


Personal Possessions cover

Covers items outside the home such as mobiles, tablets, laptops and jewellery

Cover that you can depend on

Not all homes are the same. So why should your policy be?
Churchill offer two types of cover: Home Insurance and Home Plus.

Home Insurance Home Plus
Buildings sum insured £1,000,000 Unlimited
Accidental damage Optional Included
Alternative accomodation £25,000 £50,000
Tracing and accessing leaks in the home £5,000 £10,000
Property owner's liability £2,000,000 £5,000,000
Matching sets and suites Not available Included
Contents sum insured £50,000 £100,000
Items inside the home £2,000 per item £4,000 per item
Accidental damage cover Optional Included
Alternative accomodation £15,000 £30,000
Contents temporarily taken out of the home £5,000 £10,000
Personal liability £2,000,000 £5,000,000
Employer's liability £5,000,000 £10,000,000
Matching sets and suites Not available Included
Personal Possessions Optional Included
Cover items outside the home £2,500 £5,000
Money £500 £1,000
Bicycles £500 per cycle £1,000 per cycle
Legal expenses cover (up to £100,000) Optional Included
Home emergency cover (up to £500 per call out) Optional Included

Both products offer cover for:

  • Contents in the garden, including plants and landscaping (cover limits apply).
  • Loss or theft of house keys.

Would you rather speak to someone instead?

Call our UK based agents for a quote on

0345 6059 103