Home Insurance
Prudential have chosen us as their trusted partner for home insurance
Benefits
Why rely on Churchill for home insurance?
- Making a claim under both Buildings & Contents? You'll only pay one policy excess.
- 12-month guarantee on all building works by our approved repairers.
- 24-hour legal helpline, so you can talk to an expert about any legal questions.
- 'New for old' cover, including clothing, when your belongings can't be repaired.
- Alternative accommodation if an insured event leaves you without a roof over your head (limits apply).
Extras
Included as standard with Home Plus cover
Home Emergency cover
Be covered for emergencies such as a central heating breakdown or a broken front-door lock (up to £500 per call-out).
Family Legal Protection
Get up to £100,000 to help with legal costs in the event of any disputes.
Accidental Damage cover
Insure your home and belongings against knocks, spills and DIY disasters.
Personal Possessions cover
Covers items outside the home such as mobiles, tablets, laptops and jewellery
Cover that you can depend on
Not all homes are the same. So why should your policy be?
Churchill offer two types of cover: Home Insurance and Home Plus.
| Home Insurance | Home Plus | |
|---|---|---|
| Buildings sum insured | £1,000,000 | Unlimited |
| Accidental damage | Optional | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £25,000 | £50,000 |
| Tracing and accessing leaks in the home | £5,000 | £10,000 |
| Property owner's liability | £2,000,000 | £5,000,000 |
| Matching sets and suites | Not available | Included |
| Contents sum insured | £50,000 | £100,000 |
| Items inside the home | £2,000 per item | £4,000 per item |
| Accidental damage cover | Optional | Included |
| Alternative accommodation during repairs, for you and your pets (if your property is uninhabitable) | £15,000 | £30,000 |
| Contents temporarily taken out of the home | £5,000 | £10,000 |
| Personal liability | £2,000,000 | £5,000,000 |
| Employer's liability | £5,000,000 | £10,000,000 |
| Matching sets and suites | Not available | Included |
| Personal Possessions | Optional | Included |
| Cover items outside the home | £2,500 | £5,000 |
| Money | £500 | £1,000 |
| Bicycles | £500 per cycle | £1,000 per cycle |
| Family Legal Protection (up to £100,000 provided there is over a 50% chance of success) | Optional | Included |
| Home emergency cover (up to £500 per call out) | Optional | Included |
Both products offer cover for:
- Contents in the garden, including plants and landscaping (cover limits apply).
- Loss or theft of house keys.