Why rely on Churchill for home insurance?

  • Making a claim under both Buildings & Contents? You'll only pay one policy excess.
  • 12-month guarantee on all building works by our approved repairers.
  • 24-hour legal advice line, so you can talk to an expert about any legal questions.
  • 'New for old' cover, including clothing.
  • No additional exclusions if your home is unoccupied for up to 60 days.


Included as standard with "Home Plus cover":

  • Toolbox

    Home Emergency cover
    Be covered for emergencies such as a central heating breakdown or a broken front-door lock (up to £500 per call-out).

  • Weighing scales

    Family Legal Protection
    Get up to £100,000 to help with legal costs in the event of any disputes.

  • Spilt hot drink

    Accidental Damage cover
    Insure your home and belongings against knocks, spills and DIY disasters.

  • Phone and Laptop

    Personal Possessions cover
    Covers items outside the home such as mobiles, tablets, laptops and jewellery

Full details and policy exclusions can be found in the policy booklets below

Cover that you can depend on

Not all homes are the same. So why should your policy be?
Churchill offer two types of cover: Home Insurance and Home Plus.


Home Insurance

Home Plus

Buildings sum insured £1,000,000 Unlimited
Accidental damage Optional Included
Alternative accomodation £25,000 £50,000
Tracing and accessing leaks in the home £5,000 £10,000
Property owner's liability £2,000,000 £5,000,000
Matching sets and suites Not available Included
Contents sum insured £50,000 £100,000
Items inside the home £2,000 per item £4,000 per item
Accidental damage cover Optional Included
Alternative accomodation £15,000 £30,000
Contents temporarily taken out of the home £5,000 £10,000
Personal liability £2,000,000 £5,000,000
Employer's liability £5,000,000 £10,000,000
Matching sets and suites Not available Included
Personal Possessions Optional Included
Cover items outside the home £2,500 £5,000
Money £500 £1,000
Bicycles £500 per cycle £1,000 per cycle
Legal expenses cover (up to £100,000) Optional Included
Home emergency cover (up to £500 per call out) Optional Included

Both products offer cover for:

  • Contents in the garden, including plants and landscaping (cover limits apply).
  • Loss or theft of house keys.

Get a quote

Would you rather speak to someone instead?

Call our UK based agents for a quote on
0345 6059 103

Churchill Dog