Coronavirus (COVID-19) update

Last updated: 27th March 2020

Following the Government’s announcement asking everyone to stay at home, we’re making some changes to the way we work to make sure we’re looking after our people and our customers. We’re setting up as many of our colleagues as possible to work from home, but this will take a few days.

In the short-term, we’re only accepting new business online. That means new customers can’t buy insurance over the phone.

Existing customers: Please don’t phone unless it’s absolutely necessary.

We need to prioritise:

  • Customers who have an urgent claim, for example your car is undrivable following an accident, you are injured, or your home is uninhabitable.
  • Customers who can’t pay now as a result of the Coronavirus pandemic, call us - we want to help you.

If you have questions about your renewal or want to make a change to your policy, you can use our virtual assistant. If your policy is due to renew in the next week and you haven’t opted for auto-renewal, please call us. If you have opted for auto-renewal, please make sure your insurance still meets your needs.

For more information and frequently asked questions about COVID-19, go to our Coronavirus help and support page.

Landlord Insurance

Protection for your property, existing Churchill policyholders save 10%

Introductory offer. Minimum premiums apply.


What is Landlord Insurance?

Are you a landlord or buy‐to‐let owner? Home insurance is not designed for rental properties, so it’s important to get the specialist cover you need as a landlord to protect against costly claims. Every day our dedicated expert claims handlers help landlords get back on track with their properties, so their investments continue to work hard for them.

Do I need Landlord Insurance

If you are a landlord or thinking about becoming a landlord then it’s essential to have the right level of insurance in place.

Whether you are a commercial or residential landlord, have recently become a landlord, or you are thinking about making an investment by renting out a property, specialist landlord insurance is your number one requirement that will keep your investment safe.

Explore flexible cover that is tailored to suit your particular needs.

Why choose Churchill?

You’re in safe hands when you choose Churchill for your residential or commercial Landlord’s Insurance. Standard benefits include £10m buildings cover, the cost of rehousing your tenants in the event of damage to your property, Property Owners’ Liability cover of up to £10m, floor coverings of £5,000, access to our free 24/7 legal helpline, and unlimited glass cover. Our specialist claims handlers will guide you through the process of making a claim to help you protect your investment.

Types of cover


Buy to Let Insurance

If you are a landlord, home insurance may not be enough to cover your property against things like loss of rent and legal expenses.

Find out more

Contents Insurance

Replace or repair damaged furniture, furnishings and other contents with the right level of contents cover.

Find out more

Buildings Insurance

In the event that your property sustains structural damage you’ll need the right level of buildings insurance in place.

Find out more

Landlord Boiler Cover

Boiler breakdowns are an inconvenience, which is why the right cover can help you take action quickly.

Find out more

Optional extras

Liability Cover

In the event that a tenant or a visitor is injured while on your property the right level of cover will help you guard against a costly claim. Get Public and Property Owner’s Liability cover of up to £5m.

Loss Of Rent Cover

If your property is empty because it has been made uninhabitable due to an insured incident, then we cover loss of rent of up to £1m and cover alternative accommodation costs in this scenario.

Multi Property Cover

If you are a landlord for multiple properties then you add in our Multi Property Cover.

Employers’ Liability Cover

If you employ staff then it is a legal requirement to take out the right level of Employer’s Liability Cover. We offer cover of up to £10m.

Legal Expenses Cover

If you need to go to court over a tenancy dispute, we can provide Legal Expenses Cover of up to £250,000.

Terrorism Cover

hough fairly rare, damage to a property as a result of terrorist acts can result in high costs unless you have the right level of cover in place.

Got a question?

Find an answer to what you’re looking for online.

Find out more

Contact us