Our Landlord and Public Liability insurance phone lines are very busy right now, so there may be long wait times. You can get a quote online or visit help and support.

Landlord insurance

£25 Amazon.co.uk Gift Card* for new customers.

Redeemable once your policy has been in force for 45 days. Customer must reside at a UK address to be eligible. Offer ends Friday 30th April 2021. Tell me more about this offer


What is Landlord Insurance?

Are you a landlord or buy‐to‐let owner? Home insurance is not designed for rental properties, so it’s important to get the specialist cover you need as a landlord to protect against costly claims. Every day our dedicated expert claims handlers help landlords get back on track with their properties, so their investments continue to work hard for them.

Do I need Landlord Insurance

If you are a landlord or thinking about becoming a landlord then it’s essential to have the right level of insurance in place.

Whether you are a commercial or residential landlord, have recently become a landlord, or you are thinking about making an investment by renting out a property, specialist landlord insurance is your number one requirement that will keep your investment safe.

Explore flexible cover that is tailored to suit your particular needs.

Why choose Churchill?

You’re in safe hands when you choose Churchill for your residential or commercial Landlord’s Insurance. Standard benefits include £10m buildings cover, the cost of rehousing your tenants in the event of damage to your property, Property Owners’ Liability cover of up to £10m, floor coverings of £5,000, access to our free 24/7 legal helpline, and unlimited glass cover. Our specialist claims handlers will guide you through the process of making a claim to help you protect your investment.

Types of cover

Buy to Let Insurance

If you are a landlord, home insurance may not be enough to cover your property against things like loss of rent and legal expenses.

Find out more

Contents Insurance

Replace or repair damaged furniture, furnishings and other contents with the right level of contents cover.

Find out more

Buildings Insurance

In the event that your property sustains structural damage you’ll need the right level of buildings insurance in place.

Find out more

Landlord Boiler Cover

Boiler breakdowns are an inconvenience, which is why the right cover can help you take action quickly.

Find out more

Optional extras

Liability Cover

In the event that a tenant or a visitor is injured while on your property the right level of cover will help you guard against a costly claim. Get Public and Property Owner’s Liability cover of up to £5m.

Loss Of Rent Cover

If your property is empty because it has been made uninhabitable due to an insured incident, then we cover loss of rent of up to £1m and cover alternative accommodation costs in this scenario.

Multi Property Cover

If you are a landlord for multiple properties then you add in our Multi Property Cover.

Employers’ Liability Cover

If you employ staff then it is a legal requirement to take out the right level of Employer’s Liability Cover. We offer cover of up to £10m.

Legal Expenses Cover

If you need to go to court over a tenancy dispute, we can provide Legal Expenses Cover of up to £250,000.

Terrorism Cover

hough fairly rare, damage to a property as a result of terrorist acts can result in high costs unless you have the right level of cover in place.

Got a question?

Find an answer to what you’re looking for online.

Find out more

Contact us

Would you rather speak to someone?

Call our agents for a quote, on 0345 878 8194

Contact us

Opening hours

  • Mon - Fri 9am - 6pm