Coronavirus (COVID-19) update

Last updated: 27th March 2020

Following the Government’s announcement asking everyone to stay at home, we’re making some changes to the way we work to make sure we’re looking after our people and our customers. We’re setting up as many of our colleagues as possible to work from home, but this will take a few days.

In the short-term, we’re only accepting new business online. That means new customers can’t buy insurance over the phone.

Existing customers: Please don’t phone unless it’s absolutely necessary.

We need to prioritise:

  • Customers who have an urgent claim, for example your car is undrivable following an accident, you are injured, or your home is uninhabitable.
  • Customers who can’t pay now as a result of the Coronavirus pandemic, call us - we want to help you.

If you have questions about your renewal or want to make a change to your policy, you can use our virtual assistant. If your policy is due to renew in the next week and you haven’t opted for auto-renewal, please call us. If you have opted for auto-renewal, please make sure your insurance still meets your needs.

For more information and frequently asked questions about COVID-19, go to our Coronavirus help and support page.

Tradesman Insurance

New Public Liability customers can get a free high vis vest

Limited to the first 1000 policies sold until 23rd April 2020. Terms and conditions

Why all self-employed tradesmen need Public Liability Insurance

Tradesmen quickly become used to working with everyday hazards like sharp tools, heavy machinery and powerful chemicals. But all it takes is a simple slip, trip or spillage to cause injury or serious property damage. Just one mishap can lead to a compensation claim that could be very costly.

Working in clients’ homes and other premises means you can’t control every aspect of the environment. Yet you could still be held liable if a client or other third party believes your mistake has either cost them money or led to an injury. Our Tradesman Insurance provides £1m liability cover as standard, with options to increase it to up to £10m. So get covered against one of the biggest risks to your business, and get Churchill Tradesman Insurance today.

Flexible cover options

In addition to our Public Liability Insurance for tradesmen, we provide a range of optional extras. If you employ any staff, including apprentices, you’re required by law to take out Employers’ Liability Insurance, which we offer up to £10 million. We can also insure your business stock, and we provide own-plant and hired-in-plant cover.

Tools insurance for tradesmen

As a particularly valuable option for tradesmen, we’ll cover your tools and business equipment up to £10,000 per person. Our tradesmen’s tools insurance also extends to mobile phones and laptops.

Take a look at our optional extras


Liability Cover up to £10m

Increase your level of cover to £2m or £5m, or up to £10m if you call us.


Employers’ Liability Insurance

Add employers’ liability cover up to £10 m cover to your Churchill policy.


Equipment Cover

Choose up to £10,000 per person of cover for your tools and business equipment, which includes mobile phones and laptops.


Personal Accident

Cover named people (aged 16‐75) in the business against personal accidents. Add death benefit up to £10,000, (weekly benefits up to £100).

Business Stock

We’ll cover your business stock up to £5,000.

Contract Works

Add contract works cover up to £500,000.

Own Plant Cover

We provide own plant cover (including temporary buildings and site huts) up to £50,000.

Hired in Plant Cover

Add hired in plant cover up to £50,000, with a maximum single article limit of £20,000.

Insurance for tradesmen in your industry

We can cover a wide variety of professional trades. Find out more about how our insurance can help you in your specific line of work:

Get a quote today

Give us some brief information about yourself and your line of work and we’ll provide you with a quote online. Call our experts if you’d like public liability cover of more than £5 million.

Got a question?

Find an answer to what you’re looking for online.

Find out more

Contact us

Would you rather speak to someone?

Call our agents for a quote, on 0345 878 8194

Contact us