Why all self-employed tradesmen need Public Liability Insurance
Tradesmen quickly become used to working with everyday hazards like sharp tools, heavy machinery and powerful chemicals. But all it takes is a simple slip, trip or spillage to cause injury or serious property damage. Just one mishap can lead to a compensation claim that could be very costly.
Working in clients’ homes and other premises means you can’t control every aspect of the environment. Yet you could still be held liable if a client or other third party believes your mistake has either cost them money or led to an injury. Our Tradesman Insurance provides £1m liability cover as standard, with options to increase it to up to £10m. So get covered against one of the biggest risks to your business, and get Churchill Tradesman Insurance today.
Flexible cover options
In addition to our Public Liability Insurance for tradesmen, we provide a range of optional extras. If you employ any staff, including apprentices, you’re required by law to take out Employers’ Liability Insurance, which we offer up to £10 million. We can also insure your business stock, and we provide own-plant and hired-in-plant cover.
Tools insurance for tradesmen
As a particularly valuable option for tradesmen, we’ll cover your tools and business equipment up to £10,000 per person. Our tradesmen’s tools insurance also extends to mobile phones and laptops.
Liability Cover up to £10m
Increase your level of cover to £2m or £5m, or up to £10m if you call us.
Employers’ Liability Insurance
Add employers’ liability cover up to £10 m cover to your Churchill policy.
Choose up to £10,000 per person of cover for your tools and business equipment, which includes mobile phones and laptops.
Cover named people (aged 16‐75) in the business against personal accidents. Add death benefit up to £10,000, (weekly benefits up to £100).
We’ll cover your business stock up to £5,000.
Add contract works cover up to £500,000.
Own Plant Cover
We provide own plant cover (including temporary buildings and site huts) up to £50,000.
Hired in Plant Cover
Add hired in plant cover up to £50,000, with a maximum single article limit of £20,000.
Insurance for tradesmen in your industry
We can cover a wide variety of professional trades. Find out more about how our insurance can help you in your specific line of work:
Get a quote today
Give us some brief information about yourself and your line of work and we’ll provide you with a quote online. Call our experts if you’d like public liability cover of more than £5 million.