Optional extras

  • Public Liability Cover up to £10m

    Many larger clients will stipulate a minimum level of cover for contractors. Increase yours to £2m or £5m, or up to £10m if you call us.

  • Employers’ Liability Insurance

    You’re required by law to have employers’ liability cover if you hire anyone, including apprentices. Add up to £10m cover to your Churchill policy.

  • Equipment Cover

    Get cover for your tools and business equipment (including mobile phones and laptops) up to £10,000 per person.

  • Personal Accident

    Insure named people in the business, aged 16‐75 years, against personal accidents, and add death benefit up to £10,000, (weekly benefits up to £100).

  • Business Stock

    We can provide cover for your business stock up to £5,000.

  • Contract Works

    Need contract works cover? Choose a level up to £500,000.

  • Own Plant Cover

    Add own plant cover (including temporary buildings and site huts) up to £50,000 to your public liability policy..

  • Hired in Plant Cover

    We offer hired in plant cover with a limit of up to £50,000, with a maximum single article limit of £20,000.

Our Public Liability Insurance covers tradesmen and other self‐employed professionals against compensation claims from members of the public.

Who needs Public Liability Insurance?

If you deal with customers or other members of the public, either at their property or your own premises, you could benefit from Public Liability Insurance. Not all accidents can be avoided, but getting covered can help you minimise the stress and financial strain that comes with being sued.

What do Churchill’s insurance policies cover?

Our standard policy provides £1m of public liability cover, with access to our free 24/7 legal helpline and your own personal claims handler should you need to make a claim.

I am a tradesman

Churchill’s Public Liability Insurance covers a wide variety of trades. Find out more about our cover for tradesmen in your industry:

Get in touch if you’re not sure whether we cover your industry.

I am a small business owner

We can provide important cover for a range of self-employed professions, from consultants to hairdressers.

Your specific insurance needs will change depending on the work you do, but having some amount of liability cover can be critical for any businesses, which work with members of the public.

Get a quote