Home Insurance

If your home is burgled, we'll make sure you're safe and secure.

Buildings cover required. Excludes Highlands and Islands. Policy and cover limits apply.

Reasons to rely on Churchill for home insurance

  • Making a claim under both Buildings & Contents? You'll only pay one policy excess
  • Alternative accommodation if an insured event leaves you without a roof over your head (limits apply)
  • 'New for Old' cover including clothing, when your belongings can't be repaired.
  • 12-month guarantee on all building works by our approved repairers
  • 24-hour legal helpline, so you can talk to an expert about legal questions
  • Find out more

Cover you can depend on

At Churchill, we offer you three home insurance products to choose from.

Home Essentials

Simple cover with lower limits and you'll pay more towards any claims. You're still covered for loss or damage from fire, theft, storm and escape of water.

Home Insurance

Higher cover limits than Essentials and a range of optional extras so you can put together a policy that meets your needs.

Home Plus

Offering our highest cover limits and a range of included extras, such as cover for accidental damage and Home Emergency.

Take a look at our optional extras

Included in Home Plus.

Home Emergency cover

Be covered for emergencies such as a central heating breakdown or a broken front-door lock (up to £500 per call-out).

More about Home Emergency
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Accidental Damage cover

Insure your home and belongings against knocks, spills and DIY disasters.

More about Accidental Damage
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Family Legal Protection

Get up to £100,000 to help with legal costs in the event of any disputes.

More about Family Legal Protection
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Personal Possessions cover

Covers items outside the home such as mobiles, tablets, laptops and jewellery.

More about Personal Possessions

Latest articles

All home insurance articles and guides

Why you should check the electrics in your home
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Why you should check the electrics in your home

Electrical equipment adds up, so see how you can keep it safe.

What you should do if there’s a leak in your home
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What you should do if there’s a leak in your home

Follow Churchill's top tips on how to deal with a leak and minimise damage in your home.

What to consider when planning an extension
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What to consider when planning an extension

Extending your home can be a great way to get more living space and to increase its value, but such a project needs to be well planned. Read on to find out what steps you should take to avoid running into problems.