Following the Government’s announcement asking everyone to stay at home, we’re making some changes to the way we work to make sure we’re looking after our people and our customers. We’re setting up as many of our colleagues as possible to work from home, but this will take a few days.
In the short-term, we’re only accepting new business online. That means new customers can’t buy insurance over the phone.
Existing customers: Please don’t phone unless it’s absolutely necessary.
We need to prioritise:
- Customers who have an urgent claim, for example your car is undrivable following an accident, you are injured, or your home is uninhabitable.
- Customers who can’t pay now as a result of the Coronavirus pandemic, call us - we want to help you.
If you have questions about your renewal or want to make a change to your policy, you can use our virtual assistant. If your policy is due to renew in the next week and you haven’t opted for auto-renewal, please call us. If you have opted for auto-renewal, please make sure your insurance still meets your needs.
For more information and frequently asked questions about COVID-19, go to our Coronavirus help and support page.
Even the most responsible of new drivers is lacking vital experience on the road. According to the Government’s THINK! Road Safety website, You are more likely to have an accident in the first two years after passing your test than at any other time. Young male drivers are particularly at risk in the early hours of the morning when, in terms of per mile driven, they are 17 times more likely to have an accident as the average male.
What you can do
Talking to your children about the dangers of drink driving is undoubtedly important. But backing this up with the offer of assistance if needed is particularly valuable.
While you may not want to become a late-night taxi service on a regular basis, it’s worthwhile for your child to know that, if they have been drinking alcohol or feel unable to drive home for any reason, they can make the sensible decision to call on you.
If your son or daughter doesn’t adopt safe driving habits, he or she runs the risk of getting penalty points. The New Driver’s Act of 1995 states that six or more of these given within the two years of passing your first driving test will result in your licence being revoked. If this happens, your child will have to reapply for a provisional licence and pass both the theory and practical parts of the test again.
Room for improvement
As new drivers are more vulnerable on the road, it makes sense to take extra precautions. A car with green P plates lets people know the driver has recently passed their test and may need a little more time and consideration than usual.
Making the right choice
Helping your son or daughter to choose a decent, roadworthy car will get them off to a great start. If they opt for a car with a smaller engine size, they could be able to take out cheaper car insurance with Churchill and find the vehicle is more cost-effective to run.
Call on the experts for a reliable opinion before you buy and invest in a professional inspection from a motoring organisation such as Green Flag.
Maintaining an interest
Make the most of your son or daughter’s pride in the new purchase by encouraging them to clean it and carry out regular maintenance checks to keep the car in great condition. Weekly checks should include inspecting the lights to ensure they work correctly, keeping the fluid levels topped up, checking the condition of the tyres and wiper blades. Then all that’s left for you to do is relax and persuade them to return the favour for all the lifts you’ve given them over the years!