Avoid buying insurance from a travel company: UK prices are high

When you book a holiday through a travel company, UK law does not require you to carry travel insurance. But when you think about all the things that can go wrong on holiday – delayed flights, lost luggage, illness or accidents – a good travel insurance policy is well worth the money.

You will probably be asked for details of your travel insurance when you book your holiday with a travel company. UK travel agents sell travel insurance themselves so if you don’t already have your cover sorted out they will try and sell you their cover. Although it may seem convenient to buy travel insurance with your holiday, it can be very expensive.

Don’t leave it until the last minute to arrange your cover though. On single trip policies, cancellations are covered from the day you buy your policy, so if you’re looking to buy single trip travel insurance, it’s worth sorting it out soon after booking your holiday. If you need to give policy details to your travel company (UK tour operators and travel agents sometimes ask for this) you can call them back at your convenience.

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