Comprehensive Plus car insurance

Our highest level of car insurance has everything offered by our Comprehensive cover and more. You get some higher cover limits, plus extras such as Guaranteed Hire Car Plus, Motor Legal Cover and Automatic Foreign Use included in the price.

What are the benefits of Comprehensive Plus car insurance?

Guaranteed Hire Car Plus

If your car’s being fixed by one of our approved repairers, we'll give you a hire car of similar physical size to your own, to drive until yours is fixed. Alternatively, if you prefer to use your own repairer, or your car has been written off or stolen, you'll still get a hire car for up to 21 days in a row.

Uninsured Driver Promise

If an uninsured driver hits your car and it’s confirmed that the accident isn’t your fault, our cover will protect your claim-free years and cover your excess, too. Make sure you get the registration number, make and model of the other car, and the other driver's details (if possible) to make a claim.

Personal accident cover

We’ll insure you and your spouse/partner up to the value of £5,000.

Motor Legal Cover

We’ll cover legal costs up to £100,000 to help you claim for repairs, loss of earnings and personal injury following an accident that wasn’t your fault. There must be more than a 50% chance your claim will be successful.

Vandalism promise

If your car’s vandalised, you’ll keep your No Claim Discount. (Excess applies, crime reference number required. Excludes damage from another vehicle.)

Child car seats

The safety of your little ones always comes first, so if your car gets a knock, we’ll replace the child seats. No problem. Proof of ownership needed for child car seats worth over £250.

Automatic Foreign Use

Our overseas cover automatically gives you Comprehensive insurance for up to 90 days when you use your car abroad. No need to tell us first.

Discounts for named drivers

As long as your named driver remains claim free, they may be eligible for a discount when they take out a policy in their own name with us.

New car cover

If your car has been stolen (not recovered) or written off, we’ll replace it with a new one of the same make and model if it’s less than a year old and you’re the first (and only) registered owner.

24-hour emergency helpline

Everyone needs someone to turn to in an emergency. That’s why we have just one number you can call, day or night.

Repairs guaranteed for 5 years

If you use one of our approved repairers

Cover for personal belongings in the car

Subject to limit.

Find out more about Churchill car insurance