With over 1 million uninsured drivers* on the road, getting hit by one of them can send your stress levels into overdrive, but at Churchill we don't see why you should be penalised.
If the collision isn't your fault, our comprehensive car insurance protects your claim free years – and we'll even cover your excess too.
Need to make a claim?
Please give us a call and provide the following information about the uninsured driver:
- Vehicle registration number
- Make and model of the car
- The driver's contact details
- Also, if you can get the names and addresses of any independent witnesses
What if the investigation is ongoing?
If your investigation is ongoing you might have to pay the excess, and you may temporarily lose your no claim discount. But don't worry, once it's confirmed that the uninsured driver is at fault we'll repay your excess, restore your no claim discount and refund any extra premium you paid.
*Source: Motor Insurers' Bureau (2016)