Our vandalism promise

We won’t touch your No Claim Discount if your car is vandalised

Comprehensive cover only, excess applies, crime reference number required

If you make a claim for damage to your car that is a result of vandalism, which is damage caused by a malicious and deliberate act, you will not lose your No Claim Discount.

These days it's almost impossible to protect your car from being vandalised. If you're a victim, our vandalism cover comes as standard and now preserves your no claim discount. And we won't just repair the damage; if you go to one of our recommended garages, we'll clean your car inside and out too. After all, it's not your fault if you're a victim - so why should you suffer twice?


  • You pay the excess
  • The incident is reported to the police and assigned a crime reference number.
  • The damage has not been caused by another vehicle

When you claim you will have to pay the excess. Once we receive your claim, you may lose your No Claim Discount, until we are supplied with a relevant crime reference number.

This promise is for comprehensive policy holders only. Please remember that vandalism should be reported to your local police station unless you are reporting it immediately as an emergency.

In Northern Ireland cover is not available to under 22's.