Car Insurance – Options

Third Party Fire and Theft

This covers you if other people claim against you for injury or damage to their car or property, and if your car is stolen or damaged by fire.


This covers you if your car is stolen, damaged by fire or accidentally damaged. You’re also covered for claims made by other people for bodily injury or damage to their property.

Below you can find out some of the ways that we look after you as a Churchill car insurance customer.

Summary of benefits

With a comprehensive car insurance policy, you can enjoy all this cover as standard:

  • 24 hour accident recovery
  • Repairs guaranteed for 5 years when you use an approved repairer
  • If you have 4 years or more No Claim Discount, then you can choose to protect it
  • New for old cover on cars under 12 months old and you are the first and only registered keeper
  • Personal accident cover for policyholder and spouse or partner
  • Medical expenses following an accident
  • Cover for personal belongings in the car
  • Vandalism promise means you won't lose your No Claim Discount if your car is vandalised. Excess applies, crime reference number required and damage can't have been caused by another vehicle.

Download the policy documents

Optional extras

When buying your car insurance, take advantage of these extra options on offer to you:

  • Churchill Legal Assistance Service – If you have an accident where you’re not to blame, we’ll provide up to £100,000 of legal costs to help you claim from the person responsible, as long as there is a better than 50% chance your claim will succeed.
    Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.
  • No Claim Discount protection – if you have 4 years or more No Claim Discount, you can choose to protect it so you won’t lose it even if you make a claim during the policy year
  • Guaranteed Hire Car Plus for an extra premium

Apply online simply and securely

Using our quick and simple online application process, it normally takes just a few minutes to get a quote. You can be confident that buying online from Churchill is safe and secure as we use the highest level of protection.

Get a car insurance quote