Optional Extras

At Churchill we allow you to tailor your policy with these optional extras for an additional premium.

No Claim Discount protection

If you have a minimum of 4 years no claim discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection.

Having No Claim Discount Protection means that your No Claim Discount (NCD) will not be affected by:

  • One claim made during the current period of cover, or by
  • Two claims arising in the three preceding years of insurance.

You will cease to be eligible for the benefit if claims exceed the above number. However your premium may still increase following a claim.

Churchill Legal Assistance Service

If you have an accident involving your car where you’re not to blame, you have the right to claim from the person responsible.

We’ll provide up to £100,000 of legal costs to help you to claim, where no other insurance policy will cover your losses, as long as there is a better than 50% chance that your claim will succeed.

Examples of what you may claim for include compensation for personal injury, loss of earnings and accident repair costs if you don’t have comprehensive cover.

Read more about Churchill Legal Assistance Service.

Guaranteed Hire Car Plus

With Guaranteed Hire Car Plus, you’ll get a hire car if your car is damaged as a result of an accident, fire or is stolen and not recovered.

Benefits:

  • A car for up to 21 days from registering your claim
  • A car of a similar physical size to your own
  • A replacement car within 24 hours of registering your claim
  • Travel costs up to a maximum of £500 (over the 21 days following your claim), if a hire car is unavailable or you suffer an injury during the accident which prevents you from driving

How to buy Guaranteed Hire Car Plus

To buy Guaranteed Hire Car Plus, just select this option when you get a quote. If you’re an existing customer, just call us on 0345 603 3551 and we’ll add it to your policy straight away.

Breakdown Cover

We offer four levels of cover to suit your needs.

Our breakdown cover is provided by Green Flag, so you will be joining one of the largest networks of breakdown specialists in the UK.

Read more about Churchill Breakdown Cover.

Get a car insurance quote