If you’re planning a spot of DIY, make sure you take sensible safety precautions, and perhaps think about adding Accidental Damage cover to your insurance in case anything goes wrong.
Always wear protective clothing when doing DIY, such as safety goggles, gloves and a dust mask, particularly if you’re working with potentially hazardous materials like glass or spray paint.
If you're painting walls or using any material that generates toxic fumes or dust, keep the room well ventilated by opening doors and windows.
DIY tools can be lethal, so store them in a safe place, out of the reach of young children and pets.
Ladders used incorrectly can be dangerous, so get someone to stand on the bottom rung if you are going up high, and never reach too far to one side as you could lose your balance and fall.
Don’t rush a job, as you’re more likely to have an accident. Carefully plan what you need to do before you start. And know your limitations. If you’re unsure about a particular job, consult a professional – particularly when dealing with electrics.
If you do get into trouble, your home insurance should cover you for some circumstances as long you've added Accidental Damage to your policy. Just click here to find out more.