Churchill magazine

Tips to protect your home against stormy weather

Updated on: 15 September 2020

Gutters outside a house are being overwhelmed by rainwater.

Storms and high winds can cause all sorts of problems and damage. Read on for information and help on how to prepare for stormy weather, what to do in an emergency and how to make a claim should your home be damaged by a storm.

Preparing your home for stormy weather

There are a few precautions you can take to help protect your home against stormy weather.

  • Clean out gutters at least once a year to prevent rainwater overflowing and getting into plasterwork and decorations.

  • Check for any damage to chimneys, roof tiles and TV aerials. Good home maintenance reduces the risk of more damage occurring during a storm. Or get a professional in to help. Also check any gates or fences.

  • Remove loose or overhanging tree branches from your property to prevent damage in a storm. You may need to speak to your local authority to see if any trees are protected.

  • If a storm is forecast, secure loose objects such as ladders, garden furniture or anything else that could be blown into windows and other objects and break them. Trampolines can be especially dangerous.

  • Close and securely fasten doors and windows, and make sure you secure any large doors such as those on garages.

  • If you have a car, park it in a garage where possible.

Download the stormy weather help guide

Dealing with damage caused by stormy weather

If your home has been damaged by stormy weather, there are a few things you can do to help keep you and your family safe, while also limiting any further damage.

  • Be careful not to touch any electrical/telephone cables that have been blown down or are still hanging.

  • Don’t walk too close to walls, buildings and trees as they could have been weakened. Check for any damage caused to your property, such as loose roof tiles.

  • Storm damaged roofs can be temporarily repaired with a plastic sheet or tarpaulin, but don’t put yourself in danger doing so.

  • Where ceilings are bulging with water, pierce bulging plaster with a broom handle or screwdriver to let the water through and collect the water in buckets. Be careful to avoid electrical wiring. If you’d like more information just watch the video below.

  • Leave all of your windows, internal doors and cupboard doors open to help dry out your home. Dry out rugs and cushions but don’t lift carpets unless absolutely necessary as they may shrink. It could take weeks or even months for your home to dry out so bear this in mind before you re-decorate.

  • Take photographs of all parts of your home damaged by storms or floods. It might help with your claim.

  • Don’t use your electricity or gas supplies until they’ve been thoroughly checked by a qualified engineer.

Download the stormy weather damage guide

Making a claim

If you need to make a claim, contact us to get the process started.

Depending on your policy with us, we’ll will pay for storm emergency repair and help with drying out the property. Your claims advisor will arrange for work to start as soon as possible and if you’ve had extensive damage we may send someone out to see you.

If your property is so badly damaged that’s you can’t stay in it, then we’ll arrange temporary accommodation while the repairs are being done.

Don’t start redecorating straight away as it can be several weeks, even months, before your home dries out fully. In the meantime, if you have contents cover with us, your claims advisor will work with you to draw up an inventory of damaged contents and can arrange any emergency payments.

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