Churchill magazine

How to renew your motor insurance

Updated on: 23 September 2020

Renew motor insurance

Have you ever had that horrible sinking feeling when you suddenly remember that your car insurance runs out today? Or was it yesterday? Or is it tomorrow? You know you received a letter, but it just got put on the ‘things to do’ pile.

It’s scary to think that you could be driving your car without insurance, and face a government fine simply because you have a busy life.

If this sounds like you, then you should consider switching over to auto insurance renewal. It’s the easy way to make sure you’re always covered.

However, if you’re organised then maybe manual motor insurance is the way forward. Here are both options in a bit more detail…

Manual motor insurance renewal

If you don’t pay by direct debit and you did not give us authority to charge your credit card for future renewals, we will write to you 21 days before your motor insurance renewal date, with details of your premium for the coming year. This is your renewal invitation.

Unlike automatic renewal, you must contact us, otherwise your cover will end on the renewal date, and you will not be insured. If you want to make the process easier, and make sure you remain covered you can call us at any time to be updated onto automatic renewal.

Automatic motor insurance renewal

To use auto insurance renewal you will need to pay by direct debit, or give us ‘continuous credit card authority’ (your permission for us to take payment from your credit card on your renewal date).

With auto insurance renewal, you’ll still receive a letter from us at least 21 days before your renewal date, telling you how much your next year’s premium will be. But the difference is, as long as you’re happy with the price and none of your details have changed, you won’t need to do a thing. No need to remember to phone, your policy will automatically renew, so you’ll never be un-insured.

For most of the year, your motor insurance is probably the last thing on your mind – and so it should be. That’s why we like to make it easy for you when it comes to renewal.

If you need to give us a call about your renewal, get in touch on 0345 603 3560.

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