The importance of holiday insurance

Every year holidays are ruined because of accidents, illness or theft. Those travelling without holiday insurance can find themselves left with huge bills to cover hospital costs or emergency transportation home – bills that can amount to hundreds or even thousands of pounds.

And with the increasing number of gadgets available to take on holiday, the cost of replacing stolen items could amount to more than the cost of the holiday itself if you don’t have holiday insurance.

Despite these risks and the availability of reasonably priced holiday insurance, many people in the UK still don’t take out travel insurance when they go abroad. Some believe that the insurance provided with their credit card or home insurance is sufficient, without knowing the details of what’s actually covered. When you look more closely at these policies, most people will find they do not provide adequate holiday insurance.

Travel insurance policies are specifically designed to provide cover for:

  • The duration of your trip
  • Medical emergencies
  • 24 hour assistance
  • Activities (you may find some sports such as skiing are excluded from a standard policy or require extended cover)
  • Cancellation or cutting short your holiday
  • Your personal possessions

Find out more about Churchill Travel Insurance.

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